FHA Mortgage Loans

FHA Mortgage Loans are some of the best kinds of mortgages available. This is because they can help more people into the home buying market.

Easier to Qualify for

Because they’re backed by the Federal Government so lenders are more likely to give you the kind of loan that you need.

Low Down Payment

FHA insured mortgages only require a 3.5% down-payment which makes it easier for people to own homes. Additionally the 3.5% can come in the form of gifts, unlike many other loan programs.

Lower Credit Borrowers Qualify

Because FHA insured loans are backed by the Government those with a poor credit history have an easier time getting this kind of loan.

VA Mortgage Loans

A VA Loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.

No Down Payment

You can buy a home with no money down.

Refinance

You can refinance your home up to 100% of the value of your home.

Easier

VA Loans are usually easier to get because the Government insures the loan so that there is much less risk to the lender.

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844-844-7284

USDA Mortgage Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.

100% Financing

You can buy a home with no money down. In some cases you can even finance your closing costs.

Flexible

USDA Loans can be used for Existing Homes, Foreclosures or New Construction

Not Limited

No Loan Limit. No Acreage Limit.

Home Equity Loans

Home Equity Loans are typically reserved for those looking to pay down medical or consumer debt, start a business or pay tuition.

Access your Home Equity

Take the market value of your home and subtract the amount left on your mortgage, the difference is your home’s equity. When that number becomes large enough, it can be used as collateral for a home equity loan or line of credit (HELOC).

Great Opportunity

With a Home Equity Line Of Credit (HELOC), you can hold onto your low mortgage rate and still access funds to pay for tuition, home renovations, high-interest credit cards, or personal loans.

We are committed to quality customer service!

Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

Contact One of our Loan Officers!