Fixed Rate Mortgages

For Purchase transactions Conventional Loans require the home-buyer to put down at least 5% – 20% of the purchase price of the home. For a Refinance transaction, most lenders require at least 10% equity in the property.

30 Year Fixed Loan

Benefits: Lowest fixed monthly payments

20 Year Fixed Loan

Benefits: Low fixed monthly payments

15 Year Fixed Loan

Lower rate than the 30 or 20 Year Fixed Loans; Pay less interest and pay your home off more quickly.

10 Year Fixed Loan

Benefits: Lower rate; Pay off your loan and build equity faster.

5 Year Fixed Loan

Benefits: Lowest rate; Pay off your loan and build equity the fastest

Adjustable Rate Mortgages

After the initial period your interest rate can change once a year.

3/1 ARM

Fixed Rate for 3 Years, Adjustable Rate for the remaining 27 years

5/1 ARM

Fixed Rate for 5 Years, Adjustable Rate for the remaining 25 years

7/1 ARM

Fixed Rate for 7 Years, Adjustable Rate for the remaining 23 years

We are committed to quality customer service!

Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

Contact One of our Loan Officers!